（编者注：今天的帖子是由 EdAssist，提供服务的先驱之一 education 帮助 programs that drive employee growth, retention, and engagement. They manage tuition and student loan programs for approximately 160 large employers, handling more than $500 million in tuition and loan payments each year. Enjoy the post!)
EdAssist was 上 e of the very first providers to offer student loan benefit programs for large employers so I asked Chris Duchesne, vice president at EdAssist, for a high-level definition. “In its most basic form, student loan 帮助 means that the company agrees to start making payments against an employee’s student debt. A student loan benefit program may also include help and guidance for employees, including the ability to speak with an advisor about 还款 strategies.”
That being said, many employers are starting to design student loan 还款 programs that work in partnership with tuition reimbursement as part of a broader education strategy with similar recruitment and retention aims for degreed workers.
Before we talk about the benefits of a student loan 还款 program, let’s take a quick step back and mention how we got here. The cost of tuition has been increasing steadily over the past decade. In the early 90’s, college graduates had very little debt, with the average being around $10,000. Today, 毕业时的平均债务增加了两倍，达到约35,000美元.
Student loan 帮助 is a flexible benefit
In learning about EdAssist and their services, I discovered how flexible student loan benefits can be. One of the great things about student loan 帮助 is that companies can design the program in a way that targets their specific needs for recruitment, engagement, and retention. The thing to remember is that 该计划应与其他既定利益保持一致 并适合公司文化背景。
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The benefits of student loan 还款 programs
The top concerns in every organization are recruiting, engaging, and retaining talent. Student loan 还款 programs can have a positive impact 上 all three.
订婚：我知道我们不希望将薪酬视为员工敬业度的一个因素，但事实并非如此。如果员工无法进行诸如购房，退休储蓄甚至获得高级学位之类的投资，那么金钱可以成为一种动力。 EdAssist客户NVIDIA等公司正在帮助员工还清学生贷款 并允许员工改善其财务状况。
保留：好处绝对是保留对话的一部分。当员工享有福利时，他们会留下价值。 Duchesne在此被引用 堪萨斯城之星有关保留率的文章. “Student loan 还款 benefits help with recruiting, retention, engaging employees and driving loyalty in ways that other programs do not.”
Implementing student loan 帮助 programs
But organizations don’t have to go it alone. This is 上 e of those situations when a strategic partnership with a professional services firm that specializes in student loan 帮助 programs makes sense. They can help with design, administration, compliance, and consistency. In addition, some providers offer guidance directly to employees to help with an overall 还款 plan – which gives the employee more confidence and focus and provides the company with assurance that the payments are going to the best use.
If you want to learn more about student loan 还款 programs, I hope you’ll check out this white paper, “学生贷款福利计划：参与和保留的创新方法。”现在是公司开始做新事情的时候了。学生贷款福利可能就是答案。3